Submission triage
Every submission reviewed against your guidelines and appetite.
Submission triage, risk data gathering, document review and clearance preparation — so your underwriters focus on risk decisions, not paperwork.
Underwriting has two modes: evaluating risk, and gathering the data needed to evaluate risk. The second mode consumes most of the day — and it's not what underwriters were hired to do. Slow submissions mean lost business, especially on competitive lines.
Opervics runs underwriting support as a managed function — submission triage, risk data gathering, document review and clearance preparation — so underwriters get to work on risk decisions, not paperwork.
Every submission reviewed against your guidelines and appetite.
Structured data prepared for underwriter decisions.
Submission documents checked for completeness and accuracy.
Submissions prepared for binding when approved.
Follow-ups and clarifications with brokers handled consistently.
Submission volume, triage accuracy and clearance turnaround.
These are the same operational issues we see across clients — and the same ones our process is designed to remove.
Submissions queue up before underwriters can review them.
Underwriters spend hours chasing missing information.
Approved submissions delayed by clearance prep.
Different reviewers apply appetite rules differently.
Follow-ups inconsistent — brokers chase.
Nobody knows submission volume, quality or turnaround.
Every service inherits the same baseline security posture, then adds service-specific controls on top.
State regulations, PII handling and audit trails built into every workflow.
NDA-bound staff, role-based access, and auditable access logs.
AI output is reviewed by trained specialists before it reaches underwriters.
Submission volume, triage accuracy and clearance turnaround reported weekly.
No. We prepare submissions for underwriter decisions. Final underwriting decisions remain with your licensed underwriters.
Commercial, specialty, E&S and other lines — with line-specific submission and appetite rules documented in the scope.
Documented triage rules, AI-assisted screening, and QA sampling on every batch — reported weekly.
Yes — clarifications and follow-ups handled consistently, using approved templates and documented escalation rules.
Guidewire, Duck Creek, Applied Epic and other underwriting platforms — with role-based access set by you.
Per submission, per FTE, or as a monthly retainer — agreed upfront.
A short conversation is usually enough to scope the process and propose a starting point.